At Disclosure Facts, we’re building the payment method for regulated endorsements, and trust is what makes the transaction work. We know that earning your trust starts with respecting your privacy. The information you share with us powers transaction verification, compliance conditions, payment authorization, and the transaction packet that records what happened. That’s why we’re committed to handling personal information thoughtfully and transparently.
This Disclosure Facts Privacy Policy (“Privacy Policy”) describes how Swaypay It, Inc. d/b/a Disclosure Facts (“Disclosure Facts,” “we,” “our,” or “us”) collects, uses, discloses, and protects personal information when you use our website at disclosurefacts.com (the “Site”) and our products, services, and related tools (collectively, the “Services”), and the rights you may have regarding that information.
Here’s the short version:
For full details, continue reading below.
We collect the following types of personal information through our Services, including when you provide us your personal information, when you create an account or communicate with us; automatically through our Services, including from cookies and other tracking technologies; and from our service providers or third parties, depending on how you interact with us:
Account setup. When you create an account, we may collect your name, email address, display photo (optional), organization or brand information, and settings relevant to your role, such as advertiser, endorser, agency, or other transaction participant.
Transaction information. When you participate in a regulated endorsement transaction, you may provide information necessary to open and complete the transaction, clear applicable transaction conditions, authorize payment, and generate the transaction packet.
Profile information. If you complete a Disclosure Facts Profile, you may provide company or endorser details, links to posts, role or compensation selections, and other disclosures.
Communications. If you contact us, we may collect your name, email, and the content of your message.
Device and log data. IP address, browser type and version, device identifiers, operating system, pages viewed, time and date stamps, and referring URLs.
Usage data. Interactions with the Services, including transaction activity, label creation, toggles selected, profile edits, link clicks, and other interactions with transaction records or artifacts.
Location data. Approximate location, such as location inferred from your IP address or device settings, to improve service functionality and display regionally relevant content. You can disable location sharing in your device or browser settings.
If you connect a third-party service or if a third-party service is used in connection with a transaction, we may receive information consistent with your settings on that service and as necessary to provide the Services.
We may use your personal information for the following purposes depending on how you interact with us and in what capacity:
We may disclose your personal information to the following parties:
When you participate in a regulated endorsement transaction, Disclosure Facts may generate and maintain a transaction packet containing information and artifacts associated with that transaction. Depending on the transaction, the packet may include UCDs, DFPs, DIP records, attestations, credential and eligibility information, approvals, payment-related records, and other supporting artifacts.
Certain information contained in or associated with a transaction packet may be shared with the advertiser, endorser, agency, or other transaction participants and, where applicable, with service providers, legal or regulatory authorities, or other parties as necessary to provide the Services, satisfy applicable obligations, or support review of the transaction.
When you choose to share content, such as pictures, videos, and product reviews, with us directly through our Services, or through email, mail, or other communications, you are bound by our Terms of Service (“Terms”). We encourage you to review these Terms whenever you share content with us. If you do not wish to be bound by the Terms or do not want us to receive personal information about you that is contained in your content, you should not share content with us.
Any content you share with us on our Services or on social media may be seen by anyone, and we may not be able to prevent your shared content from being used in a manner that violates our policies, the law, or your personal privacy. For instance, your content may get republished or archived by search engines, and we cannot control this.
We also may revise the content you share with us, delete it, or combine it with other information we have collected about you. We may choose to disclose your reviews, including your name, on our websites, apps, or social media or with our affiliates, brands, business partners, and our vendors.
Some information you submit, including certain profile fields, disclosures, or other transaction artifacts, may be publicly visible. Always review your settings before publishing.
Please note that if you mention Disclosure Facts, tag us, or comment about or in response to us in your post on social media, we may be allowed to use your post, including by publishing it on our social media, websites, and apps. You should review the terms, policies, and settings of your social media accounts to learn more about their data practices and adjust your settings accordingly.
We retain information only as long as necessary to provide the Services, fulfill the purposes described in this Privacy Policy, and meet legal or regulatory requirements. Retention periods vary depending on the type of data and applicable obligations.
Transaction records and transaction packets may be retained for periods appropriate to the nature of the transaction, the purposes for which the records were created, and applicable legal, regulatory, contractual, evidentiary, or recordkeeping requirements.
We use reasonable technical and organizational measures to protect your information. However, no transmission or storage system is fully secure, and we cannot guarantee absolute security.
We may engage vendors to provide certain interactive features on the Services. Your use of these interactive features is voluntary, and we may retain the information that you submit through the features.
For example, we may offer an interactive chat feature on our Services to answer questions and for other customer service purposes. When you participate in the interactive chat, either with a virtual or live agent, the contents of the chat may be captured and kept as a transcript. By using these features, you understand that our vendors may process the information obtained through the feature to provide the service on our behalf.
We may offer additional third-party integrations on the Site. If you choose to connect a third-party account to our system, you should refer to that party’s privacy policy for information on how your personal information is collected, used, and protected.
Our Services may contain links to, or features provided by, third parties, including the practices described in the “Interactive Features and Integrations” section above.
Our inclusion of these third-party links does not constitute our endorsement of these third parties or their services. These websites are not operated or controlled by us, and we are not responsible for their content, privacy practices, or security measures.
We encourage you to review the privacy policies of any third-party websites you visit to understand how they collect, use, and share your information.
All users, regardless of jurisdiction, may opt out of marketing emails by clicking “unsubscribe” or adjusting your account settings. You may also update certain personal information in your account settings.
We do not share personal information with third parties for those third parties’ own direct marketing purposes. Californians may request information about our compliance with this law by emailing us at legal@disclosurefacts.com, including “California Shine the Light” in the subject line.
Depending on your jurisdiction, you may be able to submit certain requests related to your personal information. To exercise any of the rights listed below, please email us at legal@disclosurefacts.com.
Please note that we may need to authenticate your identity before your request can be processed. To authenticate, you may be required to provide us with additional pieces of personal information to match against our records or to log into your account.
Residents of covered jurisdictions may have the following privacy rights:
We do not engage in targeted advertising, so we do not offer this right.
We do not use automated decisionmaking, automated processing, or profiling in any manner that would trigger a right to opt out of such activities.
If you choose to exercise your privacy rights, we will not subject you to any discriminatory treatment.
Please be aware that when you submit a privacy rights request, we will retain the personal information provided with your request for recordkeeping purposes.
Our Services are operated in the United States. If you are accessing from outside the United States, your information may be transferred, stored, and processed in the United States or other jurisdictions, which may not have equivalent data protection laws.
The Services are not directed to children under 13 (or the age of majority in your jurisdiction). We do not knowingly collect personal information from children. If we learn that we have, we will delete it as required by applicable law.
We may update this Privacy Policy from time to time. The “Last Updated” date at the top reflects the most recent version. If required by applicable law, we will provide additional notice if changes are material, such as via email or in-app notification.
Questions, concerns, or requests regarding this Privacy Policy? Contact us at:
legal@disclosurefacts.com